Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
See All Rates
Become a Member
Get Up To $250‡‡
Get everything you want in a checking account in as few as 3 minutes. Open a new member account today and get up to $250.‡‡
Cash Management
Optimize Your Cash Flow
Streamline your business cash flow with WECU's digital cash management services and local experts that are here to help.
Student Loans
We've got options
WECU has partnered with Sallie Mae® to offer you student loan options.
Find out which loan is right for you.
Member Benefits
Early Payday
Get your paycheck up to two days earlier†† with a WECU checking account. You’ve earned it.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more
Board Governance
WECU is seeking new Board and Supervisory Committee members! Apply by September 15.
Learn More >Member Calendar
You can now opt in to receive a 2023 calendar or submit your photos for the calendar contest. The opt-in and submission deadline is the end of August.
Learn More >
Birchwood Branch Closing
As part of a new partnership with Bellingham Public Schools, the Birchwood Branch will be closed after July 15th.
Learn More >
Connect Accounts With Plaid
View external account balances, transaction history, account details, and move money to and from all of your accounts, in one place. Learn more about WECU Online Banking.
Learn More >Student Visa
Sign your teenager up for our next Student Visa Seminar to teach them how to start building credit responsibly.
RSVP Today >Home Improvement Webinar
Learn everything you need to know about tackling a big home improvement project.
Watch Now >Real Estate Market Update
In the latest episode of the WECU Real Estate Market Update, we share where construction is happening and is planned to happen in Whatcom and Skagit Counties.
Watch Now >§ APY = Annual Percentage Yield. Certificate rates are effective 8/9/22 and range from .80% to 2.05% APY, depending on the certificate term. Terms range from 6 to 60 months. $500 minimum balance required. Penalties may be imposed for early withdrawal. Fees could reduce earnings.
** Based on the amount requested an automated valuation service is used to determine property value; if an appraisal is required, the fee will be paid by the borrower. Offer applies to fixed rate home equity loans on a primary residence. Minimum loan amount is $20,000. Re-writes of existing WECU loans are not eligible for no closing cost loans.
* APR = Annual Percentage Rate
‡‡ Offer is available for a limited time to qualifying individuals who have not been a member in the last twelve (12) months. Requirements to receive the $100 bonus: open a new Spend Free account, set up and receive a direct deposit of $100 or more into that new account within sixty (60) days of account opening. Requirements to receive the $250 bonus: open a new True Blue Rewards account, set up and receive a direct deposit of $100 or more into that new account within sixty (60) days of account opening. Bonus will be deposited into the account on day 61, if requirements are met. Offer expires December 31, 2022. WECU may change or discontinue this offer without notice.
†† Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of July 2022.