Health Savings Accounts

UP TO 0.10% apy*

*Annual Percentage Yield.
Restrictions apply.

Account Type	Standard APY¹	With Spend Plus Checking APY	Minimum Opening Balance	Dividends Compounded & Credited	Dividend Period²
First Step Savings³	7.00% on first $500	N/A	$1*	Quarterly	Quarterly
Stash (Emergency) Savings⁴	6.00% on first $2500	N/A	$1*	Monthly	Monthly
Regular Savings	0.10%	N/A	$1*	Quarterly	Quarterly
High Yield Plus Savings⁵ ($500,000.01+)	2.75%	4.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($100,000.01-$500,000.00)	2.50%	3.50%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($50,000.01-$100,000.00)	2.25%	3.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($0 - $50,000.00)	0.01%	0.50%	$1*	Monthly	Monthly
Money Market ($100,000+)	2.50%	N/A	No Minimum	Monthly	Monthly
Money Market ($0-$99,999)	0.50%	N/A	No Minimum	Monthly	Monthly
Education Savings (HSA)	0.10%	N/A	No Minimum	Quarterly	Quarterly
Health Savings (HSA)	0.10%	N/A	No Minimum	Quarterly	Quarterly
Trust, Estate, or IRA Savings	0.50%	N/A	No Minimum	Quarterly	Quarterly

Benefits of a Health Savings Account

An HSA is like a personal savings account that’s just for medical expenses. You can set aside some of your earnings pre-tax, and use that money to pay for current and future medical bills.

Three times the tax savings.

Money you deposit into your HSA is pre-tax. Then it grows tax-free. When you withdraw it for medical expenses, it’s tax-exempt.

Your account follows you.

You own your HSA account, not your employer. So if you change jobs, your savings come with you – and that balance earns dividends.

Enjoy total control and flexibility.

Contribute to your HSA at any time during the year. Or spend from it. There are no time restrictions, and your balance rolls over from year to year – so it’s not a use-it-or-lose-it situation.

Setting Up A WECU Health Savings Account Is Easy.

Simply call us or book an appointment to stop by a branch. We can explain your options, answer any questions, and help you open your account today.

Three times the tax savings.

Your account follows you.

Enjoy total control and flexibility.

Setting Up A WECU Health Savings Account Is Easy.

Please Note

You are about to leave wecu.com.

We are excited to help you on your home ownership journey!