| Account Type | Standard APY¹ | With Spend Plus Checking APY | Minimum Opening Balance | Dividends Compounded & Credited | Dividend Period² |
|---|---|---|---|---|---|
| First Step Savings³ | 7.00% on first $500 | N/A | $1* | Quarterly | Quarterly |
| Stash (Emergency) Savings⁴ | 6.00% on first $2500 | N/A | $1* | Monthly | Monthly |
| Regular Savings | 0.10% | N/A | $1* | Quarterly | Quarterly |
| High Yield Plus Savings⁵ ($500,000.01+) | 2.75% | 4.00% | $1* | Monthly | Monthly |
| High Yield Plus Savings⁵ ($100,000.01-$500,000.00) | 2.50% | 3.50% | $1* | Monthly | Monthly |
| High Yield Plus Savings⁵ ($50,000.01-$100,000.00) | 2.25% | 3.00% | $1* | Monthly | Monthly |
| High Yield Plus Savings⁵ ($0 - $50,000.00) | 0.01% | 0.50% | $1* | Monthly | Monthly |
| Money Market ($100,000+) | 2.50% | N/A | No Minimum | Monthly | Monthly |
| Money Market ($0-$99,999) | 0.50% | N/A | No Minimum | Monthly | Monthly |
| Education Savings (HSA) | 0.10% | N/A | No Minimum | Quarterly | Quarterly |
| Health Savings (HSA) | 0.10% | N/A | No Minimum | Quarterly | Quarterly |
| Trust, Estate, or IRA Savings | 0.50% | N/A | No Minimum | Quarterly | Quarterly |
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